Homeownership Services
UCHC helps Detroit residents buy the homes they live in and get support to keep them.
UCHC started Homeownership Services in 2009 in response to the mortgage crisis. Today, we help Detroit residents explore ways to buy the homes they already live in, understand their purchase agreements, and handle the paperwork that comes with owning a home.
Make it Home
When a rental home goes through tax foreclosure, the people living there can be at risk of losing their home. Through Make It Home, UCHC helps eligible Detroit residents buy the home they already live in.
Land Contract Buyout
UCHC helps eligible Detroit residents with low incomes get out of unaffordable or predatory land contracts and stay in their homes. We often begin working with residents when they’re facing a land contract forfeiture case and are at risk of losing their home.
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We review your contract and what you still owe. If you qualify, UCHC negotiates on your behalf with the person or company that holds the deed. The goal is to buy the home for the remaining balance on your contract.
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If UCHC completes the purchase, we offer you a new land contract at 0% interest. You make payments to UCHC and receive the deed once you meet the terms of the new contract.
Mortgage and Land Contract Counseling
When a mortgage or land contract issue comes up through a court case or during tax foreclosure counseling, UCHC may help you review your paperwork, understand what you owe, and explore options for keeping your home.
Help With Deeds and Ownership Paperwork
If a question about your deed or other ownership paperwork comes up while you’re working with UCHC, we may help you check whose name is on the deed, understand a form, or figure out where to file it.
Support After Your UCHC Home Purchase
Owning a home means planning for costs like property taxes and repairs. We help homeowners understand those responsibilities and connect with the right UCHC team when they need more support.
Where to Start
Tell us what you need help with. If you have a land contract, deed, mortgage statement, or notice about your home, keep it handy when you reach out.